Accidents Happen

S.C. Anderson
PO Box 4321
Minnetonka, MN 98765

Superior Health Insurance
ATTN: Claims Review
PO Box 6789
New York, NY 12345

Dear Sir,

I'm writing in response to your request for additional information.

In block #3 of the accident report form I put "Trying to do the job
alone" as the cause of the accident. In your letter you said that I
should explain more fully and I trust that the following details
should be sufficient.

I'm a bricklayer by trade. On the date of the accident I was working
alone on the roof of a new 3 story building. When I completed my work
I discovered I had about 300 pounds of brick left over. Rather than
carry the bricks down by hand I decided to lower them in a barrel by
using a pulley that was attached to the side of the building at the
3rd floor. Securing the rope at ground level I went to to the roof
swung the barrel out and loaded the bricks into it. Then I went back
to the ground and untied the rope while holding it tightly to insure
a slow descent of the three hundred pounds of bricks.

You will note in block #2 of the accident report form that I stated I
weighed 165 pounds. Due to my surprise at being jerked off the ground
so suddenly I lost my presence of mind and did not let go of the
rope. Needless to say, I proceeded at a rather rapid rate up the side
of the building. In the middle of the second floor I met the barrel
coming down. This explains the fractured skull and broken collar

Slowed down only slightly by the barrel I continued my rapid ascent,
not stopping until my right hand was two knuckles deep into the
pulley. Fortunately, I retained conciseness and was able to hold
tightly to the rope in spite of my pain and injuries.

At approximately the same time, however, the barrel of bricks hit the
ground and the bottom of the barrel broke out. Devoid of the weight
of the bricks the barrel weighed approximately 50 pounds. I refer you
again to my weight in box #2. As you might imagine, I began a rather
rapid descent down the side of the building. In the middle of the
second floor, I again met the barrel coming up. This accounts for my
two fractured ankles and lacerations of my legs and lower body. This
encounter with the barrel slowed me enough to lessen injuries when I
fell onto the pile of bricks. Fortunately only three vertebrate were

I'm sorry to report however as I lay there on the bricks, in pain,
unable to stand or move, I lost my presence of mind and let go of the
rope. The empty barrel, weighing more than the rope, came back down
and broke both of my legs.

I hope I furnished the information that you need to complete the
processing of my claim and that you understand how the accident
occurred by trying to do the job alone.


S. Anderson